Secrets AI Pricing Plans: Free, Lite, Plus, Premium & Ultimate Compared
Secrets AI runs on a dual-cost model: a subscription tier determines your daily message limit and monthly Moments allocation, while the Moments virtual currency covers media generation. Understanding both layers before subscribing prevents unexpected spending. Here is the full breakdown.
Secrets AI Pricing Overview
Five tiers are available, ranging from a permanent free option to an Ultimate tier for power users.
| Plan | Monthly | Quarterly | Biannual | Annual (per month) |
|---|---|---|---|---|
| Free | $0 | — | — | — |
| Lite | $5.99 | — | — | $4.00 |
| Plus | $9.99 | — | — | $6.67 |
| Premium | $19.99 | $49.99 ($16.67/mo) | $89.99 ($15.00/mo) | $159.99 ($13.33/mo) |
| Ultimate | $39.99 | $99.99 ($33.33/mo) | $179.99 ($30.00/mo) | $319.99 ($26.67/mo) |
Premium and Ultimate offer quarterly and biannual billing as middle-ground options between monthly flexibility and annual savings. Lite and Plus are only available monthly or annually.
What You Get on Each Plan
Free Plan
The free tier is a functional demo rather than a complete experience. You get:
- 20 messages per day (500-character maximum per message)
- 200 starting Moments (one-time allocation, not monthly)
- Basic short-term memory (last 2-3 exchanges only)
- Full character library access for browsing
- No image or video generation
The 200 Moments starting credit can cover 4-8 images at 25-50 Moments each, but video generation is not available on the free plan regardless of Moments balance. The 20-message daily cap is tight enough that a single conversation session can exhaust it.
Lite Plan ($5.99/mo)
Lite is the entry point for meaningful use. The upgrade delivers:
- 100 messages per day
- 1,000 Moments per month
- Basic long-term memory (~14 days recall)
- 3-second video clips available (shortest tier with video access)
At 1,000 Moments, you can generate roughly 20-40 images or 2-20 short videos per month. Voice calls at 100 Moments per minute mean approximately 10 minutes of voice interaction before the budget is spent. Lite suits users who want more conversation volume than free allows, with occasional image access.
Plus Plan ($9.99/mo)
Plus is the recommended plan for most users. The capabilities jump significantly:
- Unlimited messaging
- 3,000 Moments per month
- Improved memory (~30 days, topic + tone awareness)
- Full video and image generation access
- Improved AI model access
Unlimited messaging removes the daily cap entirely. The 3,000 Moments budget supports approximately 60-120 images or 5 longer video clips per month. Memory extending to 30 days with topic and tone awareness creates genuine continuity across conversations. For users primarily focused on chat quality and occasional media, Plus is the sweet spot.
Premium Plan ($19.99/mo)
Premium unlocks the full relationship simulation experience:
- Unlimited messaging
- 8,000 Moments per month + 10% bonus on top-up purchases
- Unlimited memory with full emotional timeline
- Time Machine feature (revisit previous conversation states)
- Premium AI models
- 4x memory access speed
- +60% context length
The 8,000 Moments budget is substantial: roughly 160-320 images, or approximately 13 longer video clips, or 80 minutes of voice calls per month. The emotional timeline memory and Time Machine distinguish Premium as the tier for users who want a genuinely persistent relationship dynamic, not just chat sessions.
Ultimate Plan ($39.99/mo)
Ultimate is designed for heavy media creators and users who want every available feature:
- Everything in Premium
- 15,000 Moments per month + 15% bonus on top-up purchases
- Group chats with up to 3 AI characters simultaneously
- Personas (identity-switching for advanced roleplay)
- 6x memory access speed
- +100% context length boost
At 15,000 Moments, extensive video generation becomes practical. The group chat and personas features are exclusive to this tier and unlock scenarios unavailable anywhere else on the platform.
Understanding the Moments System
Moments function as the in-app currency for all media generation. Every visual and audio feature costs Moments on top of your subscription fee.
Cost per action:
| Action | Moments Cost |
|---|---|
| Text message | 1-2 Moments |
| Image generation | 25-50 Moments |
| Short video (3 sec) | ~50 Moments |
| Longer video clip | Up to 600 Moments |
| Voice call | 100 Moments per minute |
| Manual memory save | 10 Moments per entry |
| New character creation | 1,000-1,500 Moments |
Monthly Moments allocations reset each billing cycle — unused credits do not roll over. If your allocation runs out before month-end, you can purchase additional Moments in bulk.
Bulk purchase options: 1,980 Moments for $5.99 up to 118,800 Moments for $249.99. Larger bundles offer discounts up to 30.4%. Premium and Ultimate subscribers also receive 10% and 15% bonuses respectively on all top-up purchases.
Real math example (Premium, 8,000 Moments/month):
- All images: ~160-320 images
- All video: ~13 longer clips
- All voice: ~80 minutes
- Mixed use: 100 images (4,000) + 3 videos (1,800) + 20 min voice (2,000) = 7,800 Moments
Annual vs Monthly — Savings Breakdown
Committing to annual billing saves exactly 33% on all paid tiers:
| Plan | Monthly Rate | Annual Rate | Monthly Savings | Annual Savings |
|---|---|---|---|---|
| Lite | $5.99 | $4.00 | $1.99 | $23.88 |
| Plus | $9.99 | $6.67 | $3.32 | $39.84 |
| Premium | $19.99 | $13.33 | $6.66 | $79.92 |
| Ultimate | $39.99 | $26.67 | $13.32 | $159.84 |
The recommendation: start on a monthly plan for the first 1-2 months to confirm the platform fits your usage pattern, then switch to annual billing if you plan to continue. The 33% discount is significant at higher tiers — Premium annual saves $79.92 per year versus monthly.
Which Plan Is Right for You?
The right tier depends on what you plan to use Secrets AI for:
- Just exploring / evaluating: Free (200 Moments for brief testing)
- Text-focused casual user: Plus ($9.99) — unlimited messages, 30-day memory, occasional images
- Regular image generator: Premium ($19.99) — 8,000 Moments handles meaningful image volume
- Video creation focus: Ultimate ($39.99) — 15,000 Moments makes regular video practical
- Relationship simulation depth: Premium ($19.99) — unlimited memory + emotional timeline + Time Machine
- Advanced power user: Ultimate ($39.99) — group chats, personas, maximum Moments
For comparing free versus paid in more detail, see the free vs premium comparison.
Payment Methods and Billing
Accepted payment methods:
- Visa
- Mastercard
- Virtual debit cards
- Cryptocurrency (minimum $20 transaction)
American Express is not accepted. Payments are processed via third-party providers — card data is not stored directly by Secrets AI.
Billing appears on bank statements as "Sun Clinical Laboratories" — no mention of AI, girlfriend services, or adult content. Cryptocurrency payments offer the highest level of financial privacy for users who prefer anonymous transactions.
Subscriptions can be cancelled at any time, with access continuing through the end of the paid billing period. Detailed refund policy information is not publicly available on the platform.
FAQ
Yes, there is a permanent free tier with 20 messages per day, 200 starting Moments, and basic short-term memory. The free plan is genuine but limited — it functions as an extended trial rather than a complete product experience.
Yes. Moments top-ups are available independently of subscription tier, starting at 1,980 Moments for $5.99. Larger bundles are available up to 118,800 Moments for $249.99. If you are on Plus but need more Moments for a month of heavy image or video use, topping up is more economical than upgrading your full subscription.
No. Monthly Moments allocations reset at each billing cycle. Unused Moments do not carry over to the next month. If you consistently have leftover Moments, that is a signal you are on a higher tier than your usage requires.
All Secrets AI charges appear on bank statements as "Sun Clinical Laboratories." There is no reference to Secrets AI, AI companions, or adult content in the billing descriptor. Cryptocurrency is also accepted for users who want complete billing privacy.